The Impact of 2025 Tariffs on Personal Property Values

We can’t control tariffs, but we can control how ready we are when they land.” — Michael Balarezo, CEO, Adjusto
Tariffs aren’t just about #tradepolicy anymore—they’re reshaping claims.
That’s why today, Adjusto is sharing new research on how tariffs are quietly reshaping the economics of claims.
In a new whitepaper that connects today’s trade policy to tomorrow’s claims outcomes, we examine the following:
☑️ Effective tariff rates jumped from 2.2% in January to over 9% by June (Penn Wharton Budget Model).
☑️ U.S. households are paying $2,000–$4,000 more per year for everyday goods (Harvard Kennedy School).
☑️ For insurers, that means higher contents valuations, longer cycle times, and more policyholder disputes.
“The Cost of Everything: What Tariffs Mean for Claims and Insurers” references insights on tariffs and insurance from experts like Robert Hartwig, PhD, CPCU, Neale Mahoney, the Insurance Information Institute, and McKinsey & Company to help readers cut through the noise and show what the current tariff environment “really” means for claims leaders.
